1.
"A
budget
is
telling
your
money
where
to
go
instead
of
wondering
where
it
went.
"
【金钱】
【规划】
2.
"Savings
are
the
key
to
future
financial
stability.
"
【储蓄】
【稳定】
3.
"Living
within
your
means
is
the
foundation
of
financial
success.
"
【消费】
【成功】
4.
"Money
can't
buy
happiness,
but
being
financially
responsible
can
give
you
peace
of
mind.
"
【幸福】
【责任】
5.
"Investing
in
yourself
is
the
best
investment
you
can
make.
"
【投资】
【自我提升】
6.
"Plan
for
a
rainy
day,
so
that
you're
not
caught
unprepared.
"
【备用金】
【风险】
7.
"It's
not
about
how
much
you
make,
it's
about
how
much
you
keep.
"
【收入】
【储蓄】
8.
"Track
your
spending
and
identify
areas
where
you
can
cut
back.
"
【支出】
【节约】
9.
"Avoid
impulse
purchases
by
sticking
to
a
list
when
shopping.
"
【购物清单】
【冲动消费】
10.
"Pay
off
high-interest
debt
first
to
minimize
interest
charges.
"
【债务】
【利息】
11.
"Comparison
shopping
can
save
you
money
on
big-ticket
items.
"
【比价】
【大件物品】
12.
"Living
a
simple
life
can
save
you
money
and
lead
to
a
happier
existence.
"
【简单生活】
【节俭】
13.
"Invest
in
experiences,
not
just
material
possessions.
"
【经历】
【物质消费】
14.
"Establish
an
emergency
fund
to
provide
a
safety
net
during
unexpected
events.
"
【紧急基金】
【安全网】
15.
"Develop
a
long-term
financial
plan
that
aligns
with
your
goals
and
values.
"
【长期计划】
【目标价值观】
16.
"Find
ways
to
generate
additional
income,
such
as
a
side
hustle
or
freelance
work.
"
【额外收入】
【副业】
17.
"Prioritize
your
spending
according
to
your
needs
and
wants.
"
【优先级】
【需要与欲望】
18.
"Don't
put
all
of
your
eggs
in
one
basket
-
diversify
your
investments.
"
【分散投资】
【风险控制】
19.
"Teach
your
children
about
financial
responsibility
from
a
young
age
to
set
them
up
for
success.
"
【教育】
【财务责任】
20.
"Take
advantage
of
opportunities
to
save
money,
such
as
coupons,
discounts,
and
rewards
programs.
"
【优惠券】
【折扣】
【奖励计划】
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